Four Reasons To Buy No Exam Life Insurance
Get Quotes or Call (800) 882-5009 for immediate information.
You don’t have time for an insurance exam. Usually, depending on the size of the policy, purchasing life insurance forces you to take an insurance exam. The exam includes health history questions, measuring your build, blood and urine samples, and sometimes an EKG.
If your schedule is full, consider no exam term insurance or no exam whole life. Your policy can be approved, issued, and in force in a few quick days without any insurance exam.
Depending on your age, some companies sell up to $500,000 with no exam.
2. You have a medical problem and worry you will be turned down or rated.
Some no exam life insurance applications ask detailed health questions. And others just ask a few basic questions. Take advantage of the simplified underwriting if it fits your situation.
Quite often people will qualify for simplified issue even if they cannot buy fully underwritten insurance.
If you need more life insurance, don’t give up.
If you have been turned down for a fully underwritten policy, you may still qualify for No Exam Life Insurance. Companies selling No Exam Life Insurance ask different health questions on their applications. For example, one company might turn you down for insulin use but another company will accept insulin use if it began after age 30. Some companies ask if you have had a heart attack in the last 5 years and other companies ask about the last 18 months.
We just need to find the best match for your particular situation.
Let us help - call (800) 882-5009 today.
4. You only need a small amount of life insurance.
If you only need $5,000 to $25,000 of life insurance - why bother with a medical exam or blood draw. You may want to keep it simple.
Examples of health conditions that may be acceptable for a No Exam Life Insurance policy are:
- Bipolar disorder
- Insulin dependent diabetes
- Many cancer histories with successful treatment
- High blood pressure
- Elevated cholesterol
- Many, many more health impairments
∇ Request Personalized No Exam Life Information ∇
Anderson & Associates
222 S 5th
P.O. Box 353
Seward NE 68434
Phone: (402) 643-6140
Toll Free: (800) 882-5009
Fax: (888) 770-3098
Nebraska Agent License #2896601
Missouri Agent License #8371661